Information for reservists who are between 20-years satisfactory service and reaching age 60.
If you have no spouse or children at the 20-year point, and later acquire a
spouse and/or children you may elect to enroll your new beneficiaries in the
RCSBP. You must request enrollment by completing a CG-11221, Reserve
Component Survivor Benefit Plan (RCSBP) Option - Election Certificate
, within one year of obtaining
a spouse and/or child. A copy of the marriage and/or birth certificate must
accompany request.
If you elect spouse coverage under Option B (deferred annuity) or C (immediate annuity), and your spouse dies, you may suspend your RCSBP spouse coverage. You must notify us and provide a copy of the death certificate. If you elected coverage for both spouse and children, your RCSBP child coverage would continue.
If you elect spouse coverage under Option B (deferred annuity) or C (immediate annuity), and later divorce, you have the following rights:
- You may suspend your RCSBP spouse coverage by providing a copy of your divorce decree.
- You may voluntarily elect to cover your former spouse under the RCSBP. Submit a written request, with a copy of your divorce decree.
If you remarry after losing your RCSBP spouse beneficiary, you have the following rights within one year of your remarriage:
- Provide the same RCSBP coverage you had for your previous spouse.
- Terminate your RCSBP spouse coverage.
- Increase your RCSBP Base amount up to full retired pay. (Additional costs will apply.)
- Elect Supplemental RCSBP (at additional cost).
NOTE: The opportunity to make any changes to your RCSBP election must be made within one year of your remarriage by written notification to us at the address provided below.
Commanding Officer (RAS)
U.S. Coast Guard Pay & Personnel Center
444 SE Quincy St
Topeka KS 66683-3591